The Dollar Bank for Africa
A stablecoin-powered neo-bank designed for everyday life. Save, send, and spend in dollars across Nigeria and beyond.
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Your dollar balance at a glance
Holding Dollars is Easy.
Living on Them is Not.
Traditional banking systems weren't built for the modern global economy.
You Can Store Value
Buying dollars is simple enough through peer-to-peer or local exchanges, but then they just sit there.
But Can't Spend It
Most local cards don't support international payments, and traditional USD accounts are hard to access.
Conversions Are Hard
Hidden fees, bad exchange rates, and 24-hour waiting periods make moving between currencies a nightmare.
Introducing MOYO
A better way to save, send, and spend.
We've bridged the gap between the stability of the US Dollar and the speed of modern technology. MOYO gives you a real dollar balance you can use anywhere, anytime.
Open a Dollar Account in Minutes
Instant Naira ↔ Dollar Conversion
- Real-time market rates
- Instant bank withdrawals
- 5-min locked rates
Spend Anywhere
Virtual cards with global acceptance. Netflix, Amazon, and more.
Send Money Like a Message
Forget long wallet addresses. Send dollars to any phone number or username instantly.
Sent to John
Just now
+$250
Sent to Amara
2 mins ago
+$50
Save in Dollars.
Grow Your Money.
Beat inflation by keeping your funds in a strong currency while earning industry-leading yields.
Flexible
4.5%
Locked
8.2%
Pay for Everyday Life
Seamlessly pay utility bills directly from your dollar balance at the best conversion rates.
Join the Waitlist — Be Among the First
Experience the future of African banking. Get early access to low fees, high yields, and borderless spending.
2,847 people already joined